Debt Security

The New York Times has a story talking about how Student Debt is now Collectible by Social Security.

Since the overwhelming majority of college graduates leave school with both a diploma and debt, something must be done. This can possibly add to the litany of reasons for individuals to be more proactive in the acquisition of funds for education. This can be done in a few ways, three of which I will list here:

1. Work (part/full-time or work-study) during school
2. Actively and continuously pursue scholarship and grant monies

B posted about how other government/corporate safety nets are disappearing like Michael Jackson’s melanin, and this is another example. The notion of future uncertainty can often inspire immediate action. If you don’t incur debt, you don’t have to repay debt. That way, maybe the little bit of Social Security or corporate sponsored pension that may/may not exist will not be vulnerable. Think of it as a G.W. style pre-emptive defensive maneuver.


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About Garlin Gilchrist II

I am the City of Detroit's first ever Deputy Technology Director for Civic Community Engagement. My job is to open up the city's public data and information for the consumption and benefit of all Detroiters. I currently live in Detroit, my hometown, with my beautiful wife Ellen and our twins Garlin III and Emily Grace. I'm from Detroit. I created Detroit Diaspora, and was formerly the National Campaign Director at I also co-hosted The #WinReport on "The Good Fight," a an award winning, nationally syndicated radio show that was one of Apple's Best of 2013. After graduating with degrees in Computer Engineering and Computer Science from the University of Michigan, I became a Software Engineer at Microsoft. By day, I helped build SharePoint into the fastest growth product in the company's history. On my personal time, I sought out opportunities to connect my technical skills with community building efforts across the country. This led to my co-founding The SuperSpade: Black Thought at the Highest Level, a leading Black political blog. I served as Social Media Manager for the 2008 Obama campaign in Washington, and then became Director of New Media at the Center for Community Change. I spent two years creating and implementing a strategy for the Center to take it's 40 years of community organizing experience into the digital age. I speak before diverse audiences on effective & responsive government, empowerment in revolutionary new organizing spaces, increasing civic engagement & participation through emerging technologies and protecting civil rights in the age of the Internet. Full bio here.

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