Healthy: the new health insurance

Today, I was at my mother’s preparing my plate for Easter dinner. I ask my mom if she made the green beans with ham because I stopped eating pork… years  ago. My sisters, whom I love dearly, jokingly tell me that the green beans are safe because mom made them with turkey, not ham. Another family meal, another dish I can’t eat…the innocent jokes continue. But as you well know, health care is no laughing matter.

My experience was probably similar to many of my peers across the country today and that’s unfortunate because this concern (for some, an obsession) with leading a healthy lifestyle belies the new reality in American healthcare; being healthy is the new healthcare. Think about it, insurance companies only want to insure people who are healthy and God forbid, you have any preconditions. The costs of healthcare is simply out of control. More and more, we hear about people who are drowned in medical costs, even when they have health insurance.

So if you have a son or daughter coming of age (early twenties – early thirties) and you give them grief about eating healthy, cut them some slack… for real. The reality is that provided you are healthy, managing your health insurance can be nerve racking, especially when many young professionals are forced to do consulting, stay mobile, and manage the immense debt stemming from undergraduate and graduate school.

Now when you take that stress and add a baby into the mix and the stress levels go through the roof because even if you have a job, you know that a mild emergency can lead to financial ruin. And businesses know that people will be compelled to stay in a job for the sake of medical benefits for their kids. And when you find out your deductible and co pays are going up, complaining is impossible when so many millions of Americans are not covered at all.

We need universal health care like crazy…period. We are living in a world where if you really want health insurance, you need to insure your health. So while it may cost more to eat healthier or join a gym, you really can’t afford not to.

Stay up fam,

Brandon Q.


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